God Bless Amerikka & Its Law Keepers

[S O F I]

^^ There was pressure from the government to raise home ownership in minorities and some would argue that this lead to lenders giving out loans to people who wouldn't have gotten a loan otherwise. It's not really the case of "big brother hates blacks", but most likely personal bias or prejudice or racism of the individual salesman, or lack of proper regulations and groups like ACORN are pushing for reform. As a borrower, you need to be smart about your borrowing practices, otherwise you get conned.

Yes, I see that. Some people might even say, "If African-Americans got the loans, isn't that opportunity as opposed to discrimination?"

The thing is, however, that even though they had the same credit score and the same income and the same other qualifications as other people (who probably shouldn't have gotten loans either), African Americans had loans with either higher interest rates or worse conditions. That's why the NAACP is suing the banks.

Oh, and, I never said it was the case of "big brother" hates blacks. Even if it was personal bias or prejudice, that doesn't go against my point.

 

[Kadafi Son]

Yes, I see that. Some people might even say, "If African-Americans got the loans, isn't that opportunity as opposed to discrimination?"

The thing is, however, that even though they had the same credit score and the same income and the same other qualifications as other people (who probably shouldn't have gotten loans either), African Americans had loans with either higher interest rates or worse conditions. That's why the NAACP is suing the banks.

Oh, and, I never said it was the case of "big brother" hates blacks. Even if it was personal bias or prejudice, that doesn't go against my point.

Yea, i see. I didn't even know about the NAACP thing. And I wouldn't say its "big brother hates blacks" either. The obstruction of justice and discrimination is mainly comin' from a person because like I said in another post; policies can changes, but people and ideas won't have too. And this could be the issue with certain housing projects and employers not desiring to deal with a certain of people. But besides that, u kinda hit my point right on tha head.

 

[S. Fourteen]

I'm not denying the discrimination at all. I'm just trying to avoid any assumptions.