My uncle was with the same car insurance company for a little over ten years now and had never been in any accident or had to claim anything from them until a couple weeks ago when he got into his first accident. For ten years he's been paying them on time but now that he's been in an accident and has to claim something from them he's monthly bill has increased drastically. The reason this shit pisses me off so much is because what happened to the thousands of dollars he has giving them over the years...why can't they just take some of that money and use that to fix his car. I don't know what insurance companies are like any where else in the world...i just hope that they're not as crooked as the ones here in the US. This shit makes no sense to me at all...i'm giving them all my hard earned money "incase shit happens" but if shit doesn't happen shouldn't i get my money back or atleast some of it...or if something does happen why do i have to give them more money for them to help me out...fuck it i'm done talking about cause this shit is making me more mad